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Can My Settlement Charges Change?

  Yes, if circumstances change, such as: a natural disaster damages the property or affects closing costs the title insurer providing the estimate goes out of business during underwriting new information on you or the transaction affecting settlement is...

Can Creditors Revise TRID Loan Estimates?

  Creditors are generally bound by the initial Loan Estimate. They are permitted to provide a revised Loan Estimate only under certain changed circumstances. These include circumstances that: a) increase settlement charges beyond the legal tolerance limits b)...

Could My Loan Costs Exceed The Loan Estimate?

  Yes, within defined limits. Service charges for which YOU shop and select a provider may change; the creditor is NOT responsible for providers who are NOT on their written list. In addition, prepaid interest, property insurance premiums and escrow or reserve...

What Will The TRID Loan Estimate Tell Me?

  The Loan Estimate documents the essential facts and terms of an approved real estate loan. It includes: loan terms projected payments and loan costs cash and costs at closing time the services for which you CAN and CANNOT shop in relation to the loan summary...

How Long Must Creditors Keep Real Estate Loan Records?

  Under the TRID rule, creditors must retain Escrow Cancellation and Partial Payment Policy disclosures for two years; Loan Estimate records for three years after loan consummation and Closing Disclosures for FIVE years. If a creditor sells or transfers their...

Do Creditors Have To Approve TRID Loans In 3 Days?

  If your loan is approved, on the terms you requested the creditor is required to provide a Loan Estimate within 3 business days. If they determine that your application will not or cannot be approved they do not have to provide a Loan Estimate. Likewise, if you...

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Corporate Office

1535 Three Village Road
Weston, FL 33326
Phone: 954-434-7724
Toll-Free: 1-844-899-4499

Homestead Office

809 N. Flagler Avenue 
Homestead, FL 33030
Office: 305-675-1850

Palm Beach Office

11000 Prosperity Farms Road
Suite 100
Palm Beach Gardens, FL 33410
Office: 561-745-0030

Lake Worth

8401 Lake Worth Road
Lake Worth, FL 33467

Corporate Office

1535 Three Village Road
Weston, FL 33326

Palm Beach Office

11000 Prosperity Farms Road Suite 100 Palm Beach Gardens, FL 33410

Lake Worth

8401 Lake Worth Road
Lake Worth, FL 33467

Homestead Office

809 N. Flagler Avenue
Homestead, FL 33030