Please ensure Javascript is enabled for purposes of website accessibility
1-844-899-4499
Earnest Money

Blog

Blog

Your Rights And Rules For Closing Disclosures

The Closing Disclosure documents the actual terms of your loan transaction. You should receive it no later than 3 business days before consummation. It must be in writing - paper or digital. If the loan terms or costs change prior to consummation, your lender mus...

Understanding Loan Estimate Comparisons

Page 3 of your Loan Estimate includes measures to help you compare loans. “In X Years” shows the total amount you will have paid in that time, and the dollar amount applied to your loan principal. The ratio between total paid and principal reduced may change ...

Calculating Your Cash To Close

Page 2 of the Loan Estimate provides the current ESTIMATED cash to close. Some costs will stay the same between estimate and closing. Some will change. A - Origination Charges - should match. B - Can’t Shop - 10% Tolerance C - Can...

Understanding Your Loan Estimate: Other Costs

Real estate transactions require taxes, certain pre-payments, and escrow funding. Recording fees are charged by government agencies for keeping legal ownership records, while “transfer taxes” may be imposed by s...

Understanding Your Loan Estimate: Services You CAN Shop For

These costs are paid to outside parties and YOU are free to shop and compare providers for a variety of services. These might include pest inspection, or  a survey to verify property lines or a range of Title-related services. Title services might include:

Our Services

Realtors
Consumers
Lenders
Buyers
Sellers

Get In Touch

Call Us Toll Free Email Us

We’d love to hear your feedback!

Please take a moment to let us know how we did:

Leave feedback